Super Visa QuoteTravelance Monthly Super Visa Insurance
Review Travelance monthly Super Visa insurance options for parents, including payment-eligibility checkpoints, pre-existing condition wording checks, and quote-fit comparisons.
Important insurance note
Travelance plan details, monthly-payment eligibility, fees, and coverage wording can change. This page is educational only. Confirm current terms with a licensed advisor before purchase.
Does Travelance offer monthly Super Visa insurance?
Travelance, underwritten by Old Republic Insurance Company of Canada and administered by Travelance Inc., offers a Monthly Payment Plan as an alternative to a single annual payment. A monthly billing fee applies on this plan; confirm the current deposit, schedule, and fee amount with your advisor.
Travelance offers two tiers — Essential and Premier — and monthly payment is about how you pay, not which tier or how much coverage you get. The policy must still be valid for at least one year from entry and meet the Super Visa minimum coverage.
Travelance monthly plan at a glance
- Underwriter: Old Republic Insurance Company of Canada
- Administrator: Travelance Inc.
- Plans: Essential or Premier
- Monthly billing: Monthly Payment Plan; a monthly billing fee applies
- Pre-existing: Essential: flat 180-day exclusion; Premier: age-banded stability
- Eligibility age: 14 days to under 86 years (70-85 capped at $100,000)
What is specific to Travelance's monthly setup
Because a monthly billing fee applies, compare the total of all instalments plus the fee against the single annual premium rather than comparing the per-month amount alone. Ask your advisor what deposit (if any) is required and how the billing schedule works.
The bigger decision is Essential vs Premier: Essential uses a flat 180-day pre-existing exclusion, while Premier adds higher benefit limits and an age-banded stability test for pre-existing conditions. For applicants aged 70 to 85, the plan limit is capped at $100,000 regardless of tier.
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Compare plans that meet IRCC requirements from multiple Canadian insurers. A licensed advisor can help you review coverage amount, deductible, monthly payments, and pre-existing condition options.
Pre-existing conditions and monthly plans
Both plans begin with an upfront Medical Conditions Table eligibility check at purchase. On Essential, pre-existing conditions are excluded under a flat 180-day rule; on Premier, a 180-day stability test applies (with an additional blanket exclusion of heart, brain, or lung conditions for ages 70 to 79).
Don't pick a tier by monthly price when a parent has a medical history — confirm the tier and pre-existing wording with your advisor first.
FAQs
Can Travelance Super Visa insurance be paid monthly?
Yes — Travelance offers a Monthly Payment Plan, on which a monthly billing fee applies. Confirm the current deposit, billing schedule, and fee amount with your advisor before enrolling.
What is the difference between Essential and Premier for monthly?
Monthly payment is available regardless of tier; the tier decides coverage. Essential uses a flat 180-day pre-existing exclusion; Premier adds higher limits and an age-banded stability test for pre-existing conditions.
Is Travelance good for parents over 70?
It may be worth comparing, but ages 70 to 85 are capped at a $100,000 plan limit, and Premier adds a blanket heart/brain/lung exclusion for ages 70 to 79. Confirm fit with your advisor.
Does monthly payment change the Super Visa requirement?
No. The policy must still be valid for at least one year from entry and meet the Super Visa minimum coverage, whether paid annually or monthly.
Continue Comparing Monthly Super Visa Insurance
Related Insights and Guides
Get a Free Super Visa Insurance Quote
Compare plans that meet IRCC requirements from multiple Canadian insurers. A licensed advisor can help you review coverage amount, deductible, monthly payments, and pre-existing condition options.