Important insurance note
Travelance plan details, monthly-payment eligibility, fees, and coverage wording can change. This page is educational only. Confirm current terms with a licensed advisor before purchase.
Does Travelance offer monthly Super Visa insurance?
Travelance, underwritten by Old Republic Insurance Company of Canada and administered by Travelance Inc., offers a Monthly Payment Plan as an alternative to a single annual payment. A monthly billing fee applies on this plan; confirm the current deposit, schedule, and fee amount with your advisor.
Travelance offers two tiers — Essential and Premier — and monthly payment is about how you pay, not which tier or how much coverage you get. The policy must still be valid for at least one year from entry and meet the Super Visa minimum coverage.
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Compare my optionsTravelance monthly plan at a glance
- Underwriter
- Old Republic Insurance Company of Canada
- Administrator
- Travelance Inc.
- Plans
- Essential or Premier
- Monthly billing
- Monthly Payment Plan; a monthly billing fee applies
- Pre-existing
- Essential: flat 180-day exclusion; Premier: age-banded stability
- Eligibility age
- 14 days to under 86 years (70-85 capped at $100,000)
What is specific to Travelance's monthly setup
Because a monthly billing fee applies, compare the total of all instalments plus the fee against the single annual premium rather than comparing the per-month amount alone. Ask your advisor what deposit (if any) is required and how the billing schedule works.
The bigger decision is Essential vs Premier: Essential uses a flat 180-day pre-existing exclusion, while Premier adds higher benefit limits and an age-banded stability test for pre-existing conditions. For applicants aged 70 to 85, the plan limit is capped at $100,000 regardless of tier.
Pre-existing conditions and monthly plans
Both plans begin with an upfront Medical Conditions Table eligibility check at purchase. On Essential, pre-existing conditions are excluded under a flat 180-day rule; on Premier, a 180-day stability test applies (with an additional blanket exclusion of heart, brain, or lung conditions for ages 70 to 79).
Don't pick a tier by monthly price when a parent has a medical history — confirm the tier and pre-existing wording with your advisor first.
Compare clearly before purchase
Premium · Deductible · Payment choice
Medical wording · Documentation needs
Get local guidanceFAQs
Yes — Travelance offers a Monthly Payment Plan, on which a monthly billing fee applies. Confirm the current deposit, billing schedule, and fee amount with your advisor before enrolling.
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