Travelance Super Visa Insurance for Parents and Grandparents Visiting Canada

Compare Travelance Super Visa Insurance for parents and grandparents visiting Canada. Review cost, monthly payment options, coverage, deductibles, refunds, and pre-existing condition details.

Compare Travelance quote fit
Cost, deductible, and payment options
Pre-existing condition wording reminders
Refund and claim-process considerations

Why Families Compare Travelance Super Visa Insurance

Travelance offers Essential and Premier Visitors to Canada plans. It states that both can meet Super Visa requirements when purchased with at least $100,000 of coverage for one year.

Travelance is especially useful to compare when monthly payments or stable pre-existing condition coverage matter. Its Premier plan is the option to review for additional benefits and some pre-existing conditions, subject to the current policy wording.

Travelance says it works with more than 10,000 brokers, has served more than 100,000 clients, and offers partner support in more than 23 languages.

Travelance's Visitors to Canada plans are underwritten by Old Republic Insurance Company of Canada and administered by Travelance Inc. Essential and Premier differ most in how each handles pre-existing medical conditions.

Introduction

Travelance is one of the Super Visa insurance options available to families through Super Visa Quote. Travelance offers two plan tiers — Essential and Premier — underwritten by Old Republic Insurance Company of Canada and administered by Travelance Inc. Both tiers can be purchased with at least $100,000 of coverage for one year to help meet Super Visa requirements.

Travelance at a Glance

Underwriter: Old Republic Insurance Company of Canada
Administrator: Travelance Inc.
Coverage: $100,000 and up (ages 70–85 capped at $100,000)
Plan tiers: Essential · Premier
Eligibility age: 14 days to under 86 years
Pre-existing: Essential: flat 180-day exclusion · Premier: age-banded stability test

Travelance Visitors to Canada: Essential vs. Premier

Essential

Lower-cost tier with flat 180-day pre-existing exclusion.

Coverage from $100,000 and up (ages 70–85: max $100,000)
Flat 180-day pre-existing exclusion — no stability test
Emergency dental, prescription medication, follow-up visits at lower limits than Premier

Premier

Higher benefit limits with age-banded pre-existing review.

Coverage from $100,000 and up (ages 70–85: max $100,000)
180-day stability test for pre-existing conditions (age 69 and under)
Ages 70–79: additional blanket exclusion for heart, brain, or lung conditions — confirm with your advisor
Higher benefit limits plus additional benefits: paramedical, AD&D, bedside visit, and more

Plan details reflect Travelance Essential and Premier policy wordings (effective November 2024). Both plans require eligibility screening via a Medical Conditions Table at purchase. Confirm current terms and eligibility with a qualified advisor before purchasing.

Travelance Super Visa Insurance and IRCC Requirements

For a Parent and Grandparent Super Visa, IRCC requires private health insurance valid for at least one year from the date of entry, with a minimum coverage amount (currently $100,000 — confirm the current minimum with your advisor). Both Travelance Essential and Premier can be purchased with $100,000 or more of coverage for one year. Note that applicants aged 70 to under 86 may only purchase plan limits up to $100,000, regardless of which plan is chosen.

Travelance Super Visa Insurance Coverage: Essential vs. Premier

Choosing between Essential and Premier is the most important decision on a Travelance quote. Both plans are eligible from age 14 days to under 86 years, but the benefit amounts differ significantly. Premier offers higher limits across most benefits and adds several benefits that Essential does not include at all.

Travelance Essential vs. Premier: Key Benefit Limits

Benefit	Essential	Premier
Emergency medical expenses	Included	Included
Emergency dental	$2,000	$4,000
Prescription medication	$1,000	$10,000
Follow-up visits	$1,000	$3,000
Repatriation of remains	$10,000	$16,000
Cremation or burial at destination	$4,000	$6,000
Emergency paramedical services	Not included	$500 per practitioner
Accommodation and meals	Not included	$1,500
Visit to bedside	Not included	$4,000
Accidental Death & Dismemberment	Not included	Up to $100,000

Benefit amounts reflect the Travelance Essential and Premier Visitors to Canada policy wordings (effective November 2024). Premier also adds benefits such as return or escort of dependents, return of baggage, and incidental expenses. Confirm current limits with your advisor before purchasing.

Compare Travelance Super Visa insurance before you buy

Send the parent or grandparent age, travel dates, deductible preference, and medical-history notes. We can help compare Travelance with other Super Visa insurance providers.

Get a Free Quote Call +1 416 887 0700 Message on WhatsApp

For families comparing Travelance for a Super Visa, the key questions are

Does the policy meet the current Super Visa insurance minimum (currently $100,000)?
Is the applicant aged 70 to under 86, meaning the plan limit is capped at $100,000 regardless of plan?
Essential or Premier — which benefit levels and pre-existing condition rules fit your parent's situation?
How does the upfront Medical Conditions Table affect eligibility for either plan?
What waiting period applies based on when the policy is purchased relative to arrival?
What happens if the Super Visa is refused?

Travelance Super Visa Insurance Cost

Travelance's pricing depends on the plan (Essential or Premier), the applicant's age, the coverage amount, and the policy length. The most accurate way to compare is to request a personalized quote using your parent's real age, travel dates, coverage amount, and medical history.

Travelance cost may depend on

Plan tier — Essential or Premier (Premier costs more, with higher benefit limits)
Age of the parent or grandparent (eligible from 14 days to under 86; ages 70 to 85 are capped at a $100,000 plan limit)
Coverage amount and policy length
Medical history — both plans share an upfront Medical Conditions Table eligibility check
Travel start date relative to arrival (this affects the waiting period)
Side-trip plans (Travelance allows side trips outside Canada up to 45 days)
Monthly Payment Plan versus a single payment (a monthly billing fee applies)

Is Travelance Cheap Super Visa Insurance?

Travelance's Essential plan can be a lower-cost entry point, and it still includes prescription medication and follow-up visits — at lower limits than Premier. Families should review whether Essential's flat 180-day pre-existing exclusion and lower benefit limits fit their parent's needs, or whether Premier's higher limits, added benefits, and age-banded pre-existing options are worth the higher cost. The cheapest plan is not always the most suitable one.

Travelance Super Visa Insurance and Pre-Existing Conditions

Pre-existing conditions are where Essential and Premier diverge the most, and Travelance's structure is more complex than some other providers.

Both plans start with the same upfront eligibility gate at the time of purchase: a Medical Conditions Table that lists specific serious conditions (such as coronary artery disease, valvular heart disease, heart arrhythmia, insulin-treated diabetes, stroke or TIA, aneurysm, and others). Certain listed conditions diagnosed, treated, or hospitalized for in the 12 months before applying can affect eligibility for either plan from the outset. Travelance also applies broader eligibility requirements at purchase (for example, relating to certain serious conditions and recent treatments), so confirm your parent's situation with an advisor.

After the upfront eligibility check, the pre-existing rules differ by plan and age

Essential: a flat 180-day pre-existing exclusion applies — any condition that existed or was treated in the 180 days before the effective date is excluded. There is no stability test and no age-based variation.
Premier, ages 69 and under: a 180-day stability test applies — a pre-existing condition that was not stable in the 180 days before the start date is excluded.
Premier, ages 70 to 79: the 180-day stability test applies, plus a blanket exclusion of any heart, brain, or lung condition that existed at all in the 180-day window — regardless of how stable it was.
Premier, ages 80 to 85: the policy wording we reviewed details pre-existing rules for ages 69-and-under and 70-79; applicants 80 or older should confirm the exact pre-existing terms with an advisor before purchasing.

Because the rules vary by plan and by age band, this is one of the highest-stakes comparisons on a Travelance quote. Review your parent's medical history against both the upfront Medical Conditions Table and the applicable post-purchase rule for their age and chosen plan with your advisor before purchasing. Our Pre-Existing Conditions Guide explains what "stable" means in more detail.

Travelance Super Visa Insurance Deductible Options

Travelance's plan structure is based on the Essential or Premier tier and the coverage amount, rather than a separate deductible ladder in the wording we reviewed. Your advisor can confirm whether deductible choices are available for your selected plan and how they affect your premium.

Travelance Super Visa Insurance Monthly Payment Options

Travelance offers a Monthly Payment Plan for policies of 180 or more travel days with a minimum sum insured of $100,000. The monthly option carries a $60 non-refundable policy billing fee in addition to the regular premium. If a monthly payment fails, coverage ends two months after the failed payment unless payment information is updated in time. If monthly payments matter for your family's budget, ask your advisor how the $60/month fee affects the total cost compared with paying upfront or with another provider's payment plan.

Travelance Super Visa Insurance Waiting Period

Travelance's waiting period depends on the purchase circumstances. If the start date is the departure date and the visitor arrives in Canada within 48 hours, coverage applies en route. If the start date is after the departure date, a waiting period of 24 hours (for an injury) or 48 hours to 7 days (for a sickness, depending on timing) can apply. The waiting period is waived when continuing coverage from an existing Travelance policy with no gap. Ask your advisor to confirm which waiting period applies to your parent's situation.

Travelance Super Visa Insurance Notification Requirements

As with other providers, prompt notification of the assistance provider in a medical emergency is important to avoid reduced reimbursement. The safest approach is the same for every provider: call the assistance line as soon as possible in any emergency. Travelance's assistance line is 1-888-526-0111 (toll-free in Canada and the USA). Confirm the specific notification window and any penalty with your advisor.

Travelance Super Visa Insurance Refund Policy

Travelance allows a 10-day free look — you may cancel within 10 days of purchase for a full premium refund, provided it is before the period of coverage begins. After that, administration fees generally range from $50 to $250 depending on the cancellation reason and timing, and some scenarios may have no fee. A $50 date-change fee applies for date changes (with a maximum offset of 731 days from the purchase date), and the Monthly Payment Plan's $60/month billing fee is separate and non-refundable. Confirm your specific refund scenario — including a visa refusal — with your advisor before cancelling.

AD&D (Accidental Death and Dismemberment) — Premier Only

Travelance's Essential plan does not include Accidental Death and Dismemberment (AD&D) coverage. The Premier plan includes AD&D up to a $100,000 maximum per person — paying 100% of the benefit for death or the loss of both eyes or two limbs, and 50% for the loss of one eye or one limb — subject to the policy's exclusions and aggregate limits. If AD&D matters to your family, it is one more reason to compare Essential against Premier.

Travelance Super Visa Insurance for Parents Visiting Canada

Travelance may be considered by families searching for visitor visa insurance for parents, monthly Super Visa insurance plans, or medical insurance for a Super Visa — particularly families weighing Essential's lower cost against Premier's higher benefit limits and different pre-existing condition rules. As with any provider, the selected plan, coverage amount, and policy length should meet the current Super Visa insurance requirement.

Travelance vs. Other Super Visa Insurance Providers

Travelance's two-tier (Essential and Premier) structure and age-banded Premier pre-existing rules make it a useful comparison point, but families should still compare it against other Super Visa insurance providers — especially on pre-existing condition handling, since Travelance's rules are more complex than some alternatives.

Families commonly compare Travelance with

Manulife Super Visa Insurance
TuGo Super Visa Insurance
Secure Travel (RIMI) Super Visa Insurance
TruStone Super Visa Insurance
GMS Super Visa Insurance
Destination Canada Super Visa Insurance
21st Century Super Visa Insurance
AwayCare Super Visa Insurance

Why Compare Travelance Through Super Visa Quote?

Comparing Travelance alongside other providers lets you review plan tier (Essential vs. Premier) and benefit limits, the upfront Medical Conditions Table plus age-banded post-purchase pre-existing rules, AD&D availability (Premier only), monthly payment fees, and the $100,000 plan-limit cap for ages 70 to 85 — all at no extra cost to you. This helps families avoid choosing a plan based only on price or provider name.

Who should consider Travelance Super Visa insurance?

Parents or grandparents applying for or holding a Super Visa, aged 14 days to under 86
Families wanting a choice between a lower-cost Essential plan and a higher-benefit Premier plan
Applicants aged 69 or under whose medical history may qualify for Premier's stability-based pre-existing review
Families interested in a Monthly Payment Plan (with the $60/month fee factored in)
Families comparing Canadian Super Visa insurance companies before choosing

The best plan and provider depend on the applicant's age, health history, travel dates, and budget. Your advisor can help compare Travelance's Essential and Premier tiers against other providers for your specific situation.

Provider FAQs

Does Travelance offer Super Visa insurance?

Yes. Travelance offers Essential and Premier Visitors to Canada plans, underwritten by Old Republic Insurance Company of Canada, both of which can be purchased with at least $100,000 of coverage for one year to help meet Super Visa requirements.

What is the difference between Travelance Essential and Premier?

Premier offers higher benefit limits across emergency dental, prescription medication, follow-up visits, repatriation, and more, plus benefits Essential does not include at all — emergency paramedical services, accommodation and meals, visit to bedside, and AD&D. Premier also uses an age-banded approach to pre-existing conditions. Premier costs more than Essential.

Does Travelance cover pre-existing conditions?

It depends on the plan and the applicant's age. Both plans share an upfront 12-month Medical Conditions Table eligibility check. After that, Essential applies a flat 180-day pre-existing exclusion with no stability test. Premier applies a 180-day stability test for applicants 69 and under, and adds a blanket exclusion of certain listed heart, brain, and lung conditions for ages 70 to 79. Applicants 80 or older should confirm the exact terms with an advisor.

Is there an age limit for Travelance?

Both plans are available from age 14 days to under 86 years. Applicants aged 70 to under 86 have their plan limit capped at $100,000 regardless of plan.

Does Travelance offer monthly payments?

Yes, through a Monthly Payment Plan for policies of 180 or more travel days with a minimum sum insured of $100,000. It carries a $60/month non-refundable billing fee in addition to the regular premium.

Can I get a refund if my Super Visa is refused?

Travelance's refund fees vary by cancellation reason — administration fees generally range from $50 to $250, and some scenarios may have no fee. There is also a 10-day free look for a full refund before coverage begins. Confirm your specific situation, including a visa refusal, with your advisor.

Should I choose Travelance or compare first?

Comparing first lets you see how Travelance's Essential and Premier tiers, pre-existing rules, and fees stack up against other providers for your parent's specific age and health situation — at no extra cost to you.

Continue Comparing Super Visa Insurance Providers

Information Accurate as of November 2024

Insurance providers update their plan wordings, coverage limits, and pricing periodically. The details on this page reflect the Travelance Essential and Premier plan documents available to us as of November 2024 and are provided for general guidance only. Our advisor can confirm the current policy wording, exact pricing, and whether a specific condition or scenario applies to your situation before you buy.

Related Insights and Guides

Compare Travelance Super Visa insurance before you buy

Send the parent or grandparent age, travel dates, deductible preference, and medical-history notes. We can help compare Travelance with other Super Visa insurance providers.

Get a Free Quote Call +1 416 887 0700 Message on WhatsApp