Super Visa QuoteDestination Canada Monthly Super Visa Insurance
Compare Destination Canada monthly Super Visa insurance with a focus on coverage quality, monthly payment proof, deductibles, refund terms, and medical-history fit.
Important insurance note
Insurance product details, monthly-payment eligibility, fees, refund conditions, and pre-existing wording can change. This page is educational only. Confirm current terms with a licensed advisor before purchase.
Does Destination Canada offer monthly Super Visa insurance?
Destination:Canada (from The Destination: Travel Group Inc., underwritten by Zurich Insurance Company Ltd, Canadian Branch) offers a Monthly Payment Plan as an alternative to paying the full annual premium at once. Note this is the insurance product — it is not affiliated with Destination Canada, the federal tourism organization.
To qualify for monthly billing, the policy generally needs at least 180 days of coverage and at least $50,000 in aggregate coverage, and a $10 fee applies per instalment. Monthly payment does not change the IRCC requirement that the policy be valid for at least one year from entry and meet the Super Visa minimum coverage. Confirm current thresholds and fees with your advisor.
Destination Canada monthly plan at a glance
- Underwriter: Zurich Insurance Company Ltd (Canadian Branch)
- Operator: The Destination: Travel Group Inc.
- Monthly eligibility: 180+ days and $50,000+ aggregate coverage
- Per-instalment fee: $10 (confirm current amount)
- Pre-existing: Option 1 (age-banded 90/120/180) or Option 2 (none)
- Note: Not the Destination Canada tourism organization
What is specific to Destination Canada's monthly setup
Because monthly billing requires at least 180 days and $50,000 in aggregate coverage, a short or low-coverage policy may not qualify for the Monthly Payment Plan — confirm your selected coverage amount and term qualify before enrolling. A $10 fee applies per instalment, so add those fees to the total when comparing monthly against a single annual payment.
Destination:Canada's pre-existing handling is set by Option 1 (an age-banded stability test — 90 days under 60, 120 days 60 to 69, 180 days 70 to 79) versus Option 2 (no pre-existing coverage). Choose the option before focusing on the monthly amount.
Get a Free Super Visa Insurance Quote
Compare plans that meet IRCC requirements from multiple Canadian insurers. A licensed advisor can help you review coverage amount, deductible, monthly payments, and pre-existing condition options.
Pre-existing conditions and monthly plans
If your parent has a medical history, the monthly amount matters less than which option fits. Option 1 may cover a condition that was stable across the applicable age-banded window; Option 2 does not cover pre-existing conditions at all.
Confirm which option fits your parent's history, and the current monthly thresholds and fees, with your advisor before purchase.
FAQs
Can Destination Canada Super Visa insurance be paid monthly?
Yes — the Monthly Payment Plan is generally available when the policy has at least 180 days of coverage and at least $50,000 in aggregate coverage, with a $10 fee per instalment. If your coverage amount or term is below these thresholds, monthly billing may not be available. Confirm for your selection with your advisor.
Is this the same as the Destination Canada tourism organization?
No. This insurance product is from The Destination: Travel Group Inc. (underwritten by Zurich) and is unrelated to Destination Canada, the federal tourism marketing organization.
Should I choose the cheapest monthly option?
Not automatically. Check the coverage amount, Option 1 vs Option 2 for pre-existing conditions, deductible, refund rules, and the per-instalment fee before deciding.
Does monthly payment change the Super Visa requirement?
No. The policy must still be valid for at least one year from entry and meet the Super Visa minimum coverage, whether you pay annually or monthly.
Continue Comparing Monthly Super Visa Insurance
Related Insights and Guides
Get a Free Super Visa Insurance Quote
Compare plans that meet IRCC requirements from multiple Canadian insurers. A licensed advisor can help you review coverage amount, deductible, monthly payments, and pre-existing condition options.