What LICO Means for a Super Visa Application
LICO stands for Low Income Cut-Off. In Super Visa planning, it is used to assess whether the child or grandchild in Canada has enough income to support invited parents or grandparents during their stay.
In plain terms, this is the financial capacity check in your file. Even when your insurance and documents are otherwise strong, an income shortfall can still weaken the application.
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Compare my optionsHow to Count Family Size Correctly
Family-size counting errors are one of the most common reasons people get confused with LICO. The number is not only the people physically living in your home today.
In most Super Visa files, family size includes you, your spouse or partner if applicable, dependent children, people still covered by a previous sponsorship undertaking, and every parent or grandparent you are inviting now.
If this number is under-counted, the wrong income row is used and your eligibility can look stronger on paper than it actually is.
LICO income table
| Family size | Minimum income |
|---|---|
| 1 person | $30,526 |
| 2 people | $38,002 |
| 3 people | $46,720 |
| 4 people | $56,724 |
| 5 people | $64,336 |
| 6 people | $72,560 |
| 7 people | $80,784 |
| Each additional person | $8,224 |
Matches the IRCC minimum necessary income table (updated July 29, 2025); last verified July 2026. Always confirm current values on Canada.ca before applying, because government thresholds can change.
Which Income Documents Usually Help Most
A strong file typically uses a primary proof document plus supporting documents that confirm your current income is stable and real.
The exact combination can vary by household profile, but the following set is commonly used and well understood by reviewers.
Common income proof set
Notice of Assessment (NOA)
Often used as a primary baseline because it reflects CRA-reported income.
T4 or T1 documents
Helpful for salaried and self-employed sponsors when paired with current evidence.
Employment letter
Confirms role, salary, and employment continuity.
Recent pay stubs
Shows active and current earnings rather than only prior-year totals.
Bank statements
Useful as supporting continuity evidence when requested.
Other documented income
Pension, rental, or other verifiable sources where accepted in the review context.
If Your Income Is Close to the LICO Line
When income is close to the threshold, presentation quality matters. Keep the file consistent, avoid contradictory numbers across documents, and make sure recent income evidence supports the same story as tax-year evidence.
It is usually safer to resolve gaps before submission than to assume they will be overlooked. A clean, well-organized financial package can reduce avoidable delays and follow-up questions.
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| Question | Why it matters |
|---|---|
| Did I count family size correctly? | Using the wrong row can invalidate your LICO math. |
| Do my NOA and current income proof align? | Reviewers look for consistency, not mixed signals. |
| Are all invited parents included in the calculation? | Each invited person affects the required threshold. |
| Do documents show current earning stability? | Recent continuity supports financial reliability. |
| Is my insurance plan already aligned with Super Visa rules? | Income and insurance are reviewed as one practical package. |
LICO and Income FAQs
Yes, but your documentation should be clean and consistent. Marginal files should avoid missing or contradictory financial evidence.
Next Steps After LICO Review
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